When you become a member, you join a community of nearly 20 000 professionals in sales and marketing. As a member you enjoy all our benefits and services that have been carefully chosen to best serve the professionals of our industries.
Our membership types are based on the different stages of professional life. Not sure which membership to sign-up for? We are always happy to help so do not hesitate to contact us!
Employed
This membership is for the ones who are in either a permanent or fixed-term employment relationship. Your educational background or professional title does not matter – as long as you share our passion for sales and marketing. All sales, marketing and purchasing professionals are welcome to our ranks!
Membership costs 35 € per month with the unemployment fund and 29.75 € per month without the fund.
Entrepreneur
As an entrepreneur, you can use all our member benefits and services except for the unemployment fund. In addition to joining MMA, we recommend our entrepreneur members to join the Entrepreneur Fund. Our organization also has a member association for the entrepreneur members called MMY. Through MMY the entrepreneur members can network and influence our operations.
Membership costs 23.66 € per month and does not include the unemployment fund.
Student
The student membership only costs nine euros per year and includes all our benefits and services except for the KOKO unemployment fund. However, if you work alongside studying, you can choose to pay the unemployment fund’s monthly fee to secure your finances in the unfortunate case of lay-offs or unemployment. The student membership does not oblige you to anything after graduation.
Membership costs 9 € per year without the unemployment fund. Fund membership costs 5.25 € per month.
Newly graduated
Any new member who joins within 12 months of graduation as an employed member or shifts from student to employed membership after finishing their studies can redeem our graduate deal: we offer you our membership for half the price for two years! A recent graduate membership is equivalent to an employed membership but is significantly more affordable. Congratulations!
Membership costs 20.15 € per month with the unemployment fund and 14.90 € per month without the fund.
Pensioner
You can continue your membership even after you retire! However, the pensioner membership does not include the legal services or the KOKO unemployment fund. Retired members are not covered by our legal and liability insurance. Despite this, the leisure travel and accident insurance covered by our membership insurance are also valid for retired members until the end of the year in which the member reaches the age of 69.
Membership costs 69 € per year and does not include the unemployment fund.
Membership fees
Our membership fee is fixed so your salary does not affect the amount you pay. By ensuring that your membership fees are paid on time, you guarantee your access to our numerous member services and benefits.
The membership fee consists of the MMA membership and the KOKO unemployment fund membership, if you choose to join the latter, too. Remember that our membership fee is also tax deductible!
Want to check if your membership payments are up-to-date or request for a discount? Contact us or sign in to the Oma MMA service, currently only available in Finnish.
members on long-term sick leave or in rehabilitation
members over the age of 80
Membership FAQ
We welcome anyone who shares our passion for sales and marketing to our ranks – whether you work in sales, marketing or purchasing, or if you are an entrepreneur or a student.
Switching from another union or unemploymend fund to MMA and KOKO fund does not interrupt or jeopardize your unemployment insurance if you become
a member of MMA within one month of the day you resigned your previous union or fund.
Kindly make sure that you have paid the membership fees of your previous union or fund until your resignition. Unemployment funds cannot be switched during, for example, unemployment, layoff or care leave.
If you wish so, you can authorize our member service to make a notice of resignation on your behalf by filling in the required fields on the registration form.
As an entrepreneur, you cannot be a member of the KOKO unemployment fund. But worry not! Instead, we recommend you to join the unemployment fund for entrepreneurs in addition to our membership.
No, a prerequisite for becoming a member is having an employment relationship or being a student. While being unemployed, laid off or retired the conditions of the membership are not met.
Your membership takes effect immediately after submitting the membership form. When the membership is confirmed, you will receive a confirmation message via email.
All our member services and benefits are available to you immediately after this confirmation except for:
the legal protection, which comes into effect for new members after 6 months of membership.
the unemployment insurance paid to the member by the KOKO unemployment fund, which comes into effect when the lawful employment and membership conditions (26 weeks) are met.
All our member services and benefits are available to you immediately after your membership is confirmed by MMA via email, except for:
the legal protection, which comes into effect for new members after 6 months of membership.
the unemployment insurance paid to the member by the KOKO unemployment fund, which come into effect when the lawful employment and membership conditions (26 weeks) are met.
For an employed member with KOKO unemployment fund membership, the membership fee consists as follows:
29,75 €/month MMA membership
+ 5,25 €/month KOKO fund membership
= 35,00 €/month
= 420,00 €/year
You can either pay the membership fee in one or four installments per year, and you can change the amount of installments any time. Choose
an environmentally friendly e-invoice or a digital invoice sent by email as your invoicing method.
You need to make an invoicing agreement in your own online bank. Search the list of billers for “Myynnin ja markkinoinnin ammattilaiset MMA” with the company ID 0202232-6 or with the account number FI98 5541 2820 0311 29. Make sure that the subject of the invoice is the MMA membership fee.
You will also need an invoice reference number which you can find in your previous invoices or in the membership fee information section of the Oma MMA service. After switching to e-invoicing, all our subsequent invoices will come directly to your online bank, but you must pay invoices that are already due in the old way.
Our membership fee is fully tax-deductible. The tax deduction right means an amount equal to your membership fees of the year will be reduced from
your taxable income.
We automatically report the membership fees you pay to the tax authorities on a yearly basis. All you have to do is check that this information is in the
pre-completed tax return you receive every spring.
You can calculate the benefit of the tax deduction through marginal taxation.
For example, a middle-income member’s monthly pay is 4,640–5,600 euros, and the marginal tax rate is 53. When that portion is deducted from the gross
membership fee, the net membership fee is €420 – €222.60 = €197.40. So in practice, you would pay less than 200 euros for our one-year membership after
the tax deduction if your income falls within the salary range of the example.
Our membership fees are paid by the members themselves. We do not use employer collection, which means your employer cannot pay membership fees on your behalf without tax consequences.
You do have to pay your membership fee during unemployment or lay-offs. However, you can apply for a membership fee discount due to these reasons. Application can be done throughOma MMA service or by contacting ourmember services.
The applicant for the discount must have an unemployment or layoff period of at least 3 months. The discount is not granted in advance, for example
immediately after unemployment begins, because the period of unemployment cannot be estimated in advance. The discount is 40 % of our membership fee and is calculated retroactively from the membership fee for the entire calendar year.
You can end your membership by filling out a termination notice through our member services. Membership fees will be billed for until the resignation date and you cannot terminate your membership retroactively.
Do you have any questions?
Are you not sure to which membership category you belong to or if you are eligible for a membership fee discount?
Send us a message and we will figure our what the right solution for you is together!
