Insurance benefits

We want to have our members' back and therefore offer an insurance package by Turva insurances. As a member, you are also entitled to discounts from Turva and Kaleva insurances.

Our membership includes Turva insurance package that is a part of your membership until the end of the year when you turn 69. The insurance package covers the following policies:

The membership insurance covers all our membership types and is automatically applicaple to you from the moment you become a member.

You can find the full terms and conditions of the member insurance in Finnish here ››

Insurance discounts

As a member, you are also entitled to discounts from other Turva insurances as well as Kaleva insurances.

Turva insurance discounts

Members are entitled to a 10% member discount on ongoing and voluntary insurance policies. These include home, personal, and car insurances.

If you have Turva’s home insurance and at least one of the voluntary insurance policies mentioned above, you are entitled to an additional 10% owner discount. If you only have one insurance policy, you are entitled to the owner discount after two years of being a customer at Turva.

These discounts do not apply to motor insurance or life insurance, however Turva offers our members an affordable life insurance issued by LähiTapiola.

Read more about Turva insurances ››

Kaleva insurance discounts

As a member, you can purchase Kaleva* insurances such as life insurance and accident insurance package for children at a permanently affordable member price. You can get life insurance either just for yourself or as an even more affordable couple insurance for yourself and your spouse.

Read more about Kaleva insurances ››

*) The insurances are issued by our partner Keskinäinen Vakuutusyhtiö Kaleva, whose customer and
compensation services are handled by If Vahinkovakuutus Oyj.